Getting a great rate has never been so easv 1.25% APY* JOURNe REWARDS CHECKING Make twelve debit purchases a month. IT JUST TAKES THREE STEPS: Make one direct deposit a month Sign up for 3 stent e-statements. Opening an account is easy Visit navigantcu.org or call 401.233-4700. Navigant CREDIT UNION APY is annual percentage yield and is accurate as of9/18/18. Must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY, Meet 3 Journe reward rate criteria: 1) 12 Debit Card Purchases must post and settle each qualification cycle 21 Have 1 Direct Deposit or Automatic Payment post and settle per qualification cycle 3) Access Online Banking and Enroll to Receive Electronic Statements. ATM-pro- cessed transactions do not count towards qualifying debit card transactions. Balances between S10-$20,000 receive APY of 1.25% if each cycle the minimum criteria is met. If you do not meet the criteria per qualification cycle, your account will still earn a Base Rate of 0.05% APY. Member NCUA.