Is it better to leave the kids everything? Or nothing? Values. Work ethic Responsibility. Some gifts our families pass on to us aren't measured in dollars. The inheritance discussion can be complicated, but it's needed to reduce conflict, resolve issues and prepare your heirs Your UBS Financial Advisor can help you begin a conversation about inheritance planning, family relationships and the responsibilities that come with family wealth Christopher J. Bouley Vice President-Wealth Mgmt christopher.bouley@ubs.com 500 Exchange Street Providence, RI 02903-2630 401-455-6716 800-333-6303 Cell (401)-480-135 For some of life's questions, you're not alone Together we can find an answer ubs.com/fs/christopherbouley As a firm providing weath management services to clients, we offer both investment advisory and brokerage services. These services are separate and distinct, dffer in material ways and are governed by ditferent laws and separate contracts, For more information on the distinctions between our brokerage and investment advisory services, please speak with your Financial Advisor or visit our website at scomvworkngwiths Neither UBS Financial Services Inc. nor ny of its employees provides logal or tax advice. You should consult with your personal logal or tax advisor regarding your personal circumstances QUBS 2016. All rights reserved. UBS Financial Services Inc. is a subsidary of UBS AG. Member FINRAVSIPC. DUBSBTA3GFBE