Home Equity Line of CreditRATES AS LOW AS2.49APR*401.568.6271CREDIT UNIONMore than just bankingricreditunion.orgThe Annual Percentage Rate (APR) is 2.49% for the first year of the loan. After the first year,the APR will adjust to.51% below PrimeRate. Prime Rate is 5.50% as listed in The Wall Stret Joumal as of December 19,2018. Rate based on individual creditworthiness andsubject to change without noice.APR will not exceed 21% or fall elow 3.00%. Minimum line of credit is $20,000 and maximumof $250,000. Existing Rhode Island Credit Union loans are eligible with at least a S$20,000 ie increase. Maximum loan-to-value is80%.1-4 family owner-ocaupied properties only. Flood insurance may be requied.Applicable trust review fees may apply. Other homeequity loan programs, rates and terms available. Cetain restrictions apply, We will pay some or all of the bona-fide third party fees toopen the plan. If you dose your home equity line of credit plan within the first three (3) years from the opening date, youagree to reimburse us for any bona-fide third party fees we paid on your behalf Rhode Island Credit Union NMLS #509121LENDER Home Equity Line of Credit RATES AS LOW AS 2.49 APR* 401.568.6271 CREDIT UNION More than just banking ricreditunion.org The Annual Percentage Rate (APR) is 2.49% for the first year of the loan. After the first year,the APR will adjust to.51% below Prime Rate. Prime Rate is 5.50% as listed in The Wall Stret Joumal as of December 19,2018. Rate based on individual creditworthiness and subject to change without noice.APR will not exceed 21% or fall elow 3.00%. Minimum line of credit is $20,000 and maximum of $250,000. Existing Rhode Island Credit Union loans are eligible with at least a S$20,000 ie increase. Maximum loan-to-value is 80%.1-4 family owner-ocaupied properties only. Flood insurance may be requied.Applicable trust review fees may apply. Other home equity loan programs, rates and terms available. Cetain restrictions apply, We will pay some or all of the bona-fide third party fees to open the plan. If you dose your home equity line of credit plan within the first three (3) years from the opening date, you agree to reimburse us for any bona-fide third party fees we paid on your behalf Rhode Island Credit Union NMLS #509121 LENDER

Date: September 8, 2019

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Home Equity Line of Credit RATES AS LOW AS 2.49 APR* 401.568.6271 CREDIT UNION More than just banking ricreditunion.org The Annual Percentage Rate (APR) is 2.49% for the first year of the loan. After the first year,the APR will adjust to.51% below Prime Rate. Prime Rate is 5.50% as listed in The Wall Stret Joumal as of December 19,2018. Rate based on individual creditworthiness and subject to change without noice.APR will not exceed 21% or fall elow 3.00%. Minimum line of credit is $20,000 and maximum of $250,000. Existing Rhode Island Credit Union loans are eligible with at least a S$20,000 ie increase. Maximum loan-to-value is 80%.1-4 family owner-ocaupied properties only. Flood insurance may be requied.Applicable trust review fees may apply. Other home equity loan programs, rates and terms available. Cetain restrictions apply, We will pay some or all of the bona-fide third party fees to open the plan. If you dose your home equity line of credit plan within the first three (3) years from the opening date, you agree to reimburse us for any bona-fide third party fees we paid on your behalf Rhode Island Credit Union NMLS #509121 LENDER Home Equity Line of Credit RATES AS LOW AS 2.49 APR* 401.568.6271 CREDIT UNION More than just banking ricreditunion.org The Annual Percentage Rate (APR) is 2.49% for the first year of the loan. After the first year,the APR will adjust to.51% below Prime Rate. Prime Rate is 5.50% as listed in The Wall Stret Joumal as of December 19,2018. Rate based on individual creditworthiness and subject to change without noice.APR will not exceed 21% or fall elow 3.00%. Minimum line of credit is $20,000 and maximum of $250,000. Existing Rhode Island Credit Union loans are eligible with at least a S$20,000 ie increase. Maximum loan-to-value is 80%.1-4 family owner-ocaupied properties only. Flood insurance may be requied.Applicable trust review fees may apply. Other home equity loan programs, rates and terms available. Cetain restrictions apply, We will pay some or all of the bona-fide third party fees to open the plan. If you dose your home equity line of credit plan within the first three (3) years from the opening date, you agree to reimburse us for any bona-fide third party fees we paid on your behalf Rhode Island Credit Union NMLS #509121 LENDER

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