Auto Loarn RATES AS LOW AS O APR* RATES AVAILABLE FOR ALL CREDIT QUALITY 401.568.6271 ricreditunion.org CREDIT UNION More than just banking Annual Percentage Rate (APR) is for new auto loans with terms up to 42 months. The monthly payment for a 42-month loan is $24.98 per 1,000 borrowed. Rate based on individual reditworthiness and subject to change without notice. Other rates and terms available for new and used autos. Certain restrictions apply.