Home Equity Loan RATES AS LOW AS 3.85% 4.35% APR* APR* 7 YEAR TERM 10 YEAR TERM 401.568.6271 ricreditunion.org CREDIT UNION More than just banking *Annual Percentage Rate (APR) of 3.85% is for terms up to 7 years. The monthly payment for a 84-month loan is $13.61 per $1,000 borrowed. Annual Percentage Rate (APR) of 4.35% is for terms up to 10 years. The monthly payment for a 120-month loan is $10.30 per $1,000 borrowed. Minimum loan of S10,000 and maximum of $250,000. Rate based on individual creditworthiness and subject to change without notice. Maximum loan-to-value is 80%. 1-4 family owner-occupied properties only. Existing Rhode Island Credit Union loans are eligible with at least $10,000 in new money. Flood insurance may be required.Applicable trust review fees may apply. Other home equity loan programs, rates and terms available. Certain restrictions apply. Rhode Island Credit Union NMLS #509121