CREDITUNION 4000 1234 5618 90 0o0 VISA® Rewards Credit Card 3.90% 0/INTRODUCTORY RATE 0 ON PURCHASES AND BALANCE TRANSFERS APR FOR 13 BILLING CYCLES x NO ANNUAL FEES NO BALANCE TRANSFER FEES 401.568.6271 ricreditunion.org CREDIT UNION More than just banking The Introductory Rate will be in effect from the time of the posting of the initial qualifying transaction for 13 billing cydles begin- ning from account approval. After the expiration of your Introductory Rate, the remaining unpaid portion of purchases and balance transfers will be subject to your standard APR which will ange from 9.90% APR 14.90% APR determined by your credit worthiness. Any existing balances on current Rhode Island Credit Union loan andlor credit card accounts are not eligible for the Introductory APR.