Motorcycle Loan RATES AS LOW AS 3.64% APR* 401.568.6271 ricreditunion.org CREDIT UNION More than just banking Annual Percentage Rate (APR) is for new motorcycle loans with terms up to 66 months. The monthly payment for a 66-month loan is $16.77 per $1,000 borrowed. Rate based on individual creditworthiness and subject to change without notice. Other rates and terms available for new and used motorcycles. Certain restrictions apply.